01
Know what you have
Your current balance and recent transactions, right when you sign in.
For everyday money and bigger plans
Money for today.Room for tomorrow.
Another app for tracking your money. Log your spending, save for what matters, and keep your budget and assets in one place.
On your phone and computer · In your currency
reef
Balance24 850 ₴
todayYour money for everyday life
Recent transactionsSeptember
GroceriesToday−₴580
CoffeeToday−₴95
SalaryYesterday+₴42 000
02
Understand your spending
Categories and spending trends help you see what has changed.
03
Your savings, all together
Keep your safety net, goals and investments in one view.
A few answers before you start
Do I need to install anything?
Reef works in your browser. You can also add it to your phone’s home screen.
Do I have to connect a bank?
No. Add transactions manually, import a statement or connect monobank — choose what works for you.
How do I recover my account?
Sign in with your email and password. If you forget your password, request a reset link by email.